Consumer Discretionary

Turners Automotive Group Limited (TRA)

Turners Automotive Group Limited is New Zealand's largest integrated automotive group, operating across multiple segments including used car sales, finance, insurance, and damaged vehicle auctions. The company provides a comprehensive solution for vehicle ownership and disposal primarily within the New Zealand market.

Market Cap

A$659M

Shares on Issue

N/A

Company WebsiteAI coverage updated hourlyData from ASX filings

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AI Analysis

Turners Automotive Group maintains a leading market position in New Zealand's used car market, leveraging its integrated model of sales, finance, and insurance to drive cross-selling opportunities and enhance customer lifetime value. Recent performance has likely benefited from robust demand for used vehicles and effective cost management, with its diverse revenue streams providing a degree of resilience against sector-specific risks.

The company's growth outlook is supported by potential for further market share expansion, strategic acquisitions in complementary areas, and enhancing its digital presence to improve customer engagement. Upcoming catalysts could include successful integration of new service offerings, expansion within its existing footprint, or capital management initiatives. Its strategic direction focuses on leveraging its established brand and data insights to optimize its multi-faceted operations and extend its reach, acknowledging the inherently speculative nature of smaller-cap investments.

Bull Case

  • Continued strong demand for used vehicles, benefiting from cost-conscious consumers and ongoing new car supply constraints in the market.
  • Successful cross-selling of finance and insurance products, significantly enhancing profit margins and customer retention within its integrated ecosystem.
  • Strategic acquisitions or organic expansion into new geographical areas or adjacent automotive services, bolstering market share and revenue streams.

Bear Case

  • An economic downturn or significant rise in interest rates impacting consumer discretionary spending and demand for vehicles and automotive finance.
  • Increased competition in the used car market or from digital disruptors, leading to pricing pressure and reduced margins across its segments.
  • Adverse regulatory changes in the finance or insurance sectors in New Zealand, increasing compliance costs or limiting product offerings.

Recent Announcements

Application for quotation of securities - TRA

28 Jan 2026Capital Structure

Application for quotation of securities - TRA

28 Jan 2026Capital Structure

Capital Change Notice - DRP & Exercise of Option

28 Jan 2026General

Update - Dividend/Distribution - TRA

15 Jan 2026Dividend

Dividend Reinvestment Plan Strike Price

15 Jan 2026Dividend

FAQs

What does TRA do?

TRA operates as New Zealand's largest integrated automotive group, specializing in used vehicle sales, providing automotive finance and insurance services, and managing damaged vehicle auctions.

Is TRA a good investment?

TRA offers an integrated business model with diversified revenue streams and a strong market position in New Zealand. However, as a small-cap company in the cyclical consumer discretionary sector, it carries inherent risks from economic downturns and competition, making it a speculative investment with both growth opportunities and potential volatility.

What drives TRA's share price?

Key drivers for TRA's share price include overall consumer confidence and discretionary spending, trends in the used car market, interest rate movements affecting its finance arm, and its operational performance across its sales, finance, and insurance segments.

Key Metrics

Share PriceA$7.24
1Y Performance47.8%
Market CapA$659M
Shares on IssueN/A
SectorConsumer Discretionary
IPO Date28/07/2017