Financials

Bank Of Queensland Limited. (BOQ)

Bank of Queensland Limited (BOQ) operates as a financial services institution, offering banking and financial products primarily in Queensland and Australia. Key services include retail banking, business banking, and wealth management solutions through its BOQ Financial Planning and BOQ Wealth divisions. With headquarters in Brisbane, BOQ maintains a strong regional presence.

Market Cap

A$4.6B

Shares on Issue

N/A

Company WebsiteAI coverage updated hourlyData from ASX filings

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AI Analysis

BOQ currently operates in a competitive Australian banking landscape, with recent performance reflecting modest growth amidst challenging regulatory and low-interest rate environments. Key metrics include a market cap of A$4.6B and a long listing history since 1971. The bank has focused on improving operational efficiency and enhancing its digital banking platform.

Looking forward, BOQ's growth outlook hinges on successful execution of its strategic transformation, aiming to enhance customer experience, reduce costs, and potentially explore targeted acquisitions to bolster market share. Upcoming catalysts may include quarterly earnings reports and regulatory updates impacting the banking sector.

Bull Case

  • Successful implementation of BOQ's digital transformation could significantly enhance operational efficiency and attract new, tech-savvy customers.
  • A potential increase in interest rates could bolster BOQ's net interest margin, leading to increased profitability.
  • Strategic acquisitions or partnerships might accelerate growth in underserved markets or product lines.

Bear Case

  • Intensified competition from the Big Four Australian banks (ANZ, Commonwealth Bank, NAB, Westpac) could erode BOQ's market share, especially among retail customers.
  • Prolonged low-interest rates or a downturn in the Australian housing market could negatively impact BOQ's lending business and revenue.
  • Regulatory changes or increased compliance costs might disproportionately affect smaller banks like BOQ, impacting profitability.

Recent Announcements

Change of Director's Interest Notice - Patrick Allaway

28 Jan 2026Director Dealing

Notification regarding unquoted securities - BOQ

28 Jan 2026Capital Structure

Rod Finch appointed CEO of BOQ

🚨 Price Sensitive
27 Jan 2026Price Sensitive

BOQ appoints finance veteran, Rod Finch, as new CEO to drive strategic growth and operational excellence.

APRA BASEL III PILLAR 3

20 Jan 2026General

Notification regarding unquoted securities - BOQ

8 Jan 2026Capital Structure

FAQs

What does BOQ do?

BOQ is a regional Australian bank providing retail, business banking, and wealth management services.

Is BOQ a good investment?

BOQ presents opportunities through potential dividend yield and strategic growth, but investment comes with risks related to banking sector challenges and competitive pressures. Appropriate for investors seeking yield with awareness of sector risks.

What drives BOQ's share price?

Key drivers include interest rate changes, regulatory announcements, earnings reports, success of digital transformation, and overall health of the Australian housing and banking sectors.